Fyle (Sage Expense Management) review (2026): features, pros and cons, and what to check before you buy
Expense management tool that reconciles existing corporate card feeds and syncs to Sage, Xero and QuickBooks; now sold as Sage Expense Management.
Rebranded: Product is now branded Sage Expense Management (formerly Fyle) on fylehq.com; acquisition date and terms not confirmed by the vendor.
Our take for buyers
Fyle, now branded Sage Expense Management, suits teams of 5 or more that already use Sage, QuickBooks or Xero and want to reconcile existing card feeds. It supports Visa and Mastercard feeds plus Amex, with multi-level approvals, receipt OCR, mileage and per diems. Reimbursements are by ACH, which is US only, and it does not issue cards, so you keep your existing bank and card program.
Shortlist it if your finance stack is Sage or QuickBooks and your team is US based. Check the admin details, because SSO is a paid add-on on Business and included only on Enterprise. No G2 rating is published for it, so lean on a trial and references rather than review scores.
- Best for
- Teams of 5 or more that already use Sage, QuickBooks or Xero and want card-feed reconciliation.
- Starting price
- $11.99 per active user/month, billed annually (Growth, 5 user minimum)
- G2 rating
- No G2 rating found
What is Fyle (Sage Expense Management)?
Expense management tool that reconciles existing corporate card feeds and syncs to Sage, Xero and QuickBooks; now sold as Sage Expense Management. Teams of five or more on Sage, QuickBooks or Xero that already hold corporate cards can reconcile those feeds without switching providers. Rollout includes OCR, multi-level approvals and mileage. US firms get ACH reimbursements, others do not. Now sold as Sage Expense Management from $11.99 per user monthly.
Category: Expense Management Software
Fyle (Sage Expense Management) key features
| Criterion | What we found |
|---|---|
| Pricing model | Per active user per month, billed annually. |
| Target company size | Growth from 5 users; Enterprise tier for 250+ employees. |
| Receipt capture and OCR | OCR extracts merchant, date, amount and category from receipts. |
| Approval workflows and policy controls | Multi-level, project-based or department-led approvals. |
| Corporate cards | Works with existing cards: Visa and Mastercard feeds plus Amex and virtual Amex; does not issue physical cards. |
| Accounting integrations | Sage Intacct, Sage 300 CRE, Sage 50, Xero, QuickBooks Online and Desktop. |
| Reimbursements and payments | ACH reimbursements, US only. |
| Travel and mileage tracking | Mileage (Google Maps) and per diems; Perk travel integration. |
Fyle (Sage Expense Management) plans and pricing
| Plan | Price | Unit | Notes |
|---|---|---|---|
| Growth | $11.99 | per active user/month, billed annually | 5 users minimum |
| Business | $14.99 | per active user/month, billed annually | 10 users minimum; multi-org, approvals, ACH; SSO optional at extra cost |
| Enterprise | Contact sales | Aimed at companies with 250+ employees; SSO included |
Only users who submit an expense or have a card with a transaction in the month are billed. Discounts for non-profits and education. Page shows a monthly toggle but no monthly prices.
Who should shortlist Fyle (Sage Expense Management)
A strong fit for
- Teams of 5 or more that already use Sage, QuickBooks or Xero and want card-feed reconciliation.
- US companies that reimburse employees by ACH.
A weak fit for
- Companies wanting a vendor-issued corporate card (it works with existing cards and does not issue physical cards)
- Teams outside the US needing local reimbursement rails (ACH is US only)
Fyle (Sage Expense Management) alternatives
RampCompanies that want cards, expenses and AP in one tool and are fine adopting its card.
PayhawkUK and EEA companies wanting issued cards (USD, GBP, EUR and more) plus expenses in one tool.
BrexStartups and mid-size companies that want cards plus expenses on one platform.
Bill Spend & ExpenseSMBs wanting no software fees and a charge card.
EmburseMid-size to large finance teams wanting audited vendor security.
ExpensifyExpensify is a receipt-scanning expense reporting app for small teams, sold per member.
Security, admin and compliance
Published certifications are SOC 2 Type I and II, PCI DSS and GDPR. Audit history is included on all plans. SSO is a paid add-on on Business, included on Enterprise and not on Growth. SCIM, data residency and a DPA are not published. Billing is annual, with cancellation terms not shown on the pricing page, and the implementation fee for two-way integrations has no published duration. Ask for the SOC 2 report, SCIM support, a DPA and cancellation terms.
- SAML SSO
- Optional paid add-on on Business; included on Enterprise; not on Growth.
- Audit logs
- Audit history on all plans.
- Certifications
- SOC 2 Type I and II, PCI DSS, GDPR.
Contract and buying terms
- Contract
- Billed annually; cancellation terms not published on pricing page.
- Implementation
- One-time implementation support fee via account manager; duration not published.
- Support
- Premium support with live chat is a paid option.
- Starting price
- $11.99 per active user/month, billed annually (Growth, 5 user minimum)
- Pricing model
- Per user.
- Free plan or trial
- No.
What to test in a Fyle (Sage Expense Management) demo or trial
Connect your real card feeds and accounting system first, since reconciliation is the core use. Test receipt capture, where OCR should extract merchant, date, amount and category, and build the approval flows you really use: multi-level, project-based or department-led. Check the two-way integration for your ledger; on Business it carries a one-time implementation fee, and QuickBooks Desktop costs extra. Try mileage and per diems if you reimburse them. If you are outside the US, confirm there is a usable payout option, since ACH is US only.
Questions to ask Fyle (Sage Expense Management) before you sign
These are the points Fyle (Sage Expense Management)'s public pages leave open. Get the answers in writing before procurement signs off.
- Is SCIM provisioning included, or a paid add-on?
- Where is our data stored, and can we choose the region?
- Can we sign your standard DPA without changes?
- What will the price be at renewal, and is the increase capped?
Things to know before a demo
- Billing counts only active users (an expense created or a card transaction in the month), so idle accounts cost nothing.
- Business plan SSO and QuickBooks Desktop integration cost extra, and two-way integrations on Business carry a one-time implementation fee.
- Does not issue cards, so card savings or cashback depend on your existing bank.
- Branding changed to Sage Expense Management (formerly Fyle) while the domain stayed fylehq.com.
Fyle (Sage Expense Management) FAQ
What is Fyle (Sage Expense Management) used for?
Teams of five or more on Sage, QuickBooks or Xero that already hold corporate cards can reconcile those feeds without switching providers. Rollout includes OCR, multi-level approvals and mileage. US firms get ACH reimbursements, others do not. Now sold as Sage Expense Management from $11.99 per user monthly. It suits teams of 5 or more that already use Sage, QuickBooks or Xero and want card-feed reconciliation.
Which Fyle plan includes SSO?
SSO is included on Enterprise and available as a paid add-on on Business. It is not offered on Growth.
Is Fyle SOC 2 compliant?
The vendor lists SOC 2 Type I and II, along with PCI DSS and GDPR. Request the current report from the vendor as part of due diligence.
Does Fyle issue corporate cards?
No. It works with your existing cards, including Visa, Mastercard and Amex feeds, and does not issue physical cards. Reimbursements by ACH are US only.
Sources
Every fact on this page comes from Fyle (Sage Expense Management)'s own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.