Square Invoices review (2026): features, pros and cons, and what to check before you buy
Invoicing bundled with Square payments, with Free, Plus and Premium tiers that mainly change card fees and features.
Our take for buyers
Square Invoices is a small-business invoicing tool that collects payment by card or ACH, with recurring invoices included. It suits service businesses and sole traders already taking payments through Square. Custom invoice templates start on Plus, and Premium adds 24/7 phone support. G2 shows 4.7 from 215 reviews. Card and ACH payments are both supported, and fees vary by plan.
Reviewers praise the simple interface and fast payouts when using Square. Complaints are processing fees and the lack of e-signature. Reporting, payment reminders, sales tax and accounting integration are not described, so check that your accounting and tax needs are covered. That makes it a good fit for simple invoicing and a poor fit for contract-heavy work.
Pros
- Simple interface and easy sending.
- Fast payouts when using Square.
Cons
- Processing fees.
- No e-signature feature.
- Best for
- Small businesses already taking payments through Square.
- Starting price
- Free; Plus $49/month
- G2 rating
- 4.7 (215 reviews)
What is Square Invoices?
Invoicing bundled with Square payments, with Free, Plus and Premium tiers that mainly change card fees and features. Businesses already running card sales through Square can send invoices from the same account, with the Free tier carrying no software fee. Higher tiers mainly trim card fees and add templates. Reviewers note the absence of e-signature, so test your approval flow.
Category: Invoicing Software
Square Invoices key features
| Criterion | What we found |
|---|---|
| Recurring invoices and subscriptions | Included in invoices features. |
| Online payment acceptance | Card, ACH; fees by plan. |
| Branding and templates | Custom invoice templates start on Plus. |
| Pricing model and transparency | Free software plus processing fees; paid tiers cut rates. |
| Target company size | Small businesses and sole traders. |
Square Invoices plans and pricing
| Plan | Price | Unit | Notes |
|---|---|---|---|
| Free | $0 | per month | Invoices at 3.3% + $0.30 per card (third party) |
| Plus | $49 | per month | 2.9% + $0.30 online; ACH capped at $10; payment schedule, custom templates |
| Premium | $149 | per month | Lowest fees, 24/7 phone support |
Plan prices and rates from NerdWallet and Checkoutpage via search; Square's pricing page loaded without numbers. Free plan ACH is 1% with $1 minimum. Square Pro custom pricing for over $250,000/year processed.
Who should shortlist Square Invoices
A strong fit for
- Small businesses already taking payments through Square.
- Service businesses wanting to collect by card or ACH with no software fee on the Free plan.
A weak fit for
- Businesses wanting to avoid per transaction fees by paying invoices off platform.
- Users needing e-signature (reviewers cite it missing)
Square Invoices alternatives
PayPal InvoicingFreelancers whose clients already pay through PayPal.
Stripe InvoicingBusinesses already processing payments through Stripe.
WaveFreelancers and micro businesses wanting free bookkeeping.
FreshBooksFreelancers and service businesses billing a limited number of clients.
Zoho InvoiceFreelancers and micro businesses that want free invoicing.
Bill.comFinance teams that run both bill pay and invoicing in one tool with approval chains.
Contract and buying terms
- Contract
- Monthly subscription.
- Support
- 24/7 phone on Premium.
- Starting price
- Free; Plus $49/month.
- Pricing model
- % of spend.
- Free plan or trial
- Free plan.
What to test in a Square Invoices demo or trial
Send a real invoice and pay it both by card and by ACH, and compare the fees against what you expect. Set up a recurring invoice and, on Plus, a payment schedule and a custom template. Since reviewers report no e-signature, check whether your contracts need one. Confirm how payment reminders, sales tax and accounting export behave, as none of those are described on the plan details. Check how quickly funds reach your bank.
Questions to ask Square Invoices before you sign
These are the points Square Invoices's public pages leave open. Get the answers in writing before procurement signs off.
- Which plan includes SAML SSO, and what does it cost for our seat count?
- Is SCIM provisioning included, or a paid add-on?
- Which plan includes audit logs, and how long are they kept?
- Where is our data stored, and can we choose the region?
- Can we sign your standard DPA without changes?
- What will the price be at renewal, and is the increase capped?
Things to know before a demo
- Square's October 2025 restructuring made the tiers $0, $49 and $149 across all business types (third party)
- ACH on Plus and Premium is capped at $10 while Free charges 1% with $1 minimum.
- Invoices paid by card use the online rate, not the cheaper in person rate.
- Custom pricing generally needs over $250,000/year processed.
Square Invoices FAQ
What is Square Invoices used for?
Businesses already running card sales through Square can send invoices from the same account, with the Free tier carrying no software fee. Higher tiers mainly trim card fees and add templates. Reviewers note the absence of e-signature, so test your approval flow. It suits small businesses already taking payments through Square.
Does Square Invoices support e-signature?
Reviewers cite e-signature as missing, so plan for a separate tool if you need signed approvals.
Who is Square Invoices best for?
Small businesses and sole traders already taking payments through Square, and service businesses wanting to collect by card or ACH with no software fee on Free.
Does Square Invoices offer phone support?
24/7 phone support is listed on the Premium plan.
Sources
Every fact on this page comes from Square Invoices's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.