Square POS review (2026): features, pros and cons, and what to check before you buy

Free-to-start POS from Block that bundles its own card processing, with paid per-location plans for retail and restaurants.

Researched by Max Benz · Facts checked October 24, 2026 · How we research

Our take for buyers

Square POS is a point-of-sale system from Block with its own card processing, and it suits micro and small businesses that want one vendor for hardware, payments and an online store. G2 rates it 4.6 out of 5 from 1,208 reviews. Reviewers praise ease of use, quick setup, the card payment experience and reporting. Put it on a shortlist if you are a single-shop retailer or service business.

Skip it if you want to choose your own payment processor, or if you are a high-volume merchant sensitive to flat-rate processing. Square is the processor, so the software and payments are tied together. Square sells separate Retail, Restaurants and Appointments products, so confirm which one matches your business before you evaluate.

Pros

  • Easy to use and quick to set up.
  • Strong card payment experience and reporting.

Cons

  • Processing fees and upfront hardware costs add up.
  • Support access complaints are common across POS vendors, check before buying.
Best for
Single-shop retailers and service businesses that want to start at $0 software.
Starting price
$0/month (Square for Retail Free)
G2 rating
4.6 (1,208 reviews)

What is Square POS?

Free-to-start POS from Block that bundles its own card processing, with paid per-location plans for retail and restaurants. Square POS starts at $0 per month and bundles its own hardware, card processing and a free online store. It is easy to set up and strong on reporting, though processing is Square-only and fees and hardware costs add up. Square POS was founded in 2009 and is based in Oakland, US (Block, Inc. principal office; no formal headquarters).

Category: POS Systems

Square POS key features

Square POS features, checked October 24, 2026
CriterionWhat we found
Hardware and terminalsSquare sells its own handheld, terminal, register, stand and kiosk hardware (hardware prices not confirmed by the vendor)
Payment processing termsSquare-only processing; 2.6% + 10c in person on Free, 2.5% + 10c on Retail Plus.
Inventory managementFree plan includes basic inventory tools and unlimited items; G2 inventory sub-score 8.7/10.
Online and omnichannel salesFree online store included on Retail Free plan.
Industry featuresSeparate Retail, Restaurants and Appointments products.
Reporting and analyticsReviewers on G2 praise reporting (G2 summary)
Pricing modelMonthly plan per location plus flat-rate processing plus hardware.
Target company sizeMicro and small businesses; custom Premium for larger.

Square POS plans and pricing

Square POS plans as published on October 24, 2026
PlanPriceUnitNotes
Free$0per monthRetail POS app, online store, basic inventory; 2.6% + 10c in person
Plus$89per location per month2.5% + 10c in person on Retail POS when signed in to Plus account
PremiumCustomCustom pricing may be offered above $250K/yr processing

Prices for Square for Retail (US). Restaurants and Appointments have separate plan ladders not confirmed by the vendor here.

Who should shortlist Square POS

A strong fit for

  • Single-shop retailers and service businesses that want to start at $0 software.
  • Merchants who want one vendor for hardware, payments and online store.

A weak fit for

  • Businesses that want to choose their own payment processor.
  • High-volume merchants sensitive to flat-rate processing.

Square POS alternatives

  • CloverSmall restaurants and retailers wanting bundled hardware plus software.
  • Shopify POSMerchants already running a Shopify online store who add physical locations.
  • ToastRestaurants, bars and cafes needing table service, kitchen display and online ordering.
  • SumUpMicro-merchants and market stalls wanting no monthly fee.
  • LightspeedMulti-category retailers needing deeper inventory and reporting.
  • Epos NowSmall retail and hospitality shops wanting bundled hardware.

Compare all Square POS alternatives

Contract and buying terms

Starting price
$0/month (Square for Retail Free)
Pricing model
Per location.
Free plan or trial
Free plan.

What to test in a Square POS demo or trial

Run a trial on the Free plan for the product you will actually use, since Retail, Restaurants and Appointments are separate. Test the basic inventory tools, which include unlimited items on Free, with a realistic sample of your catalog. Check the reporting that G2 reviewers praise against the reports your owner or accountant needs, and test the QuickBooks and Xero connections if you use them. Price the hardware you need, because complaints mention that hardware and processing costs add up. Ask how to reach support before buying.

Questions to ask Square POS before you sign

These are the points Square POS's public pages leave open. Get the answers in writing before procurement signs off.

  1. Which plan includes SAML SSO, and what does it cost for our seat count?
  2. Is SCIM provisioning included, or a paid add-on?
  3. Which plan includes audit logs, and how long are they kept?
  4. Where is our data stored, and can we choose the region?
  5. Can we sign your standard DPA without changes?
  6. Is there a monthly option, and what are the cancellation and renewal terms?
  7. What will the price be at renewal, and is the increase capped?

Things to know before a demo

  • Retail Plus discount on in-person rate is only 0.1 percentage point (2.6% to 2.5%) and applies only on the Retail POS signed into Plus.
  • Software and processing are tied: Square is the processor, so leaving means replacing hardware.
  • Premium plan is quote-only and pitched at merchants above about $250K annual volume.

Head-to-head comparisons

Square POS FAQ

What is Square POS used for?

Square POS starts at $0 per month and bundles its own hardware, card processing and a free online store. It is easy to set up and strong on reporting, though processing is Square-only and fees and hardware costs add up. It suits single-shop retailers and service businesses that want to start at $0 software.

Who is Square POS best for?

Single-shop retailers and service businesses that want to start at $0 for software, and merchants who want one vendor for hardware, payments and an online store.

Does Square POS integrate with accounting tools?

Square lists QuickBooks and Xero among its integrations, along with Square Online and Square Payroll.

Is there a long-term contract with Square POS?

The pricing page states no long-term contract. Because Square is the payment processor, switching away still means replacing its hardware.

Vendor profile

Founded
2009.
Headquarters
Oakland, US (Block, Inc. principal office; no formal headquarters)
Employees
About 6,000 (Block, Inc., 2026, after Feb 2026 layoffs)
Funding or owner
Public (Block, Inc.)

Sources

Every fact on this page comes from Square POS's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.

Sources (3)
  1. square.com
  2. g2.com
  3. Founded 2009, Oakland principal office, about 6,000 employees (en.wikipedia.org)